Chargeback protection

Chargeback evidence, collected before the customer pays

Every payment link asks the customer to sign the right statement first. If they dispute the charge later, the record is already built, and on Square you answer the dispute from IntelliDrive.

In short

Chargeback evidence is part of every IntelliDrive OS account at $79/month. Every payment link opens a signing page first: the customer reads a statement that fits the moment (a finished job, a service-call deposit or a special-order part), signs and accepts your terms before they can pay.

IntelliDrive keeps the signature, the exact wording and terms, the time, the IP address and device, photos your technician attached to the sale, and the location when the customer’s browser shares it, and saves a PDF evidence packet to the customer’s file.

Businesses that take payments through Square also get dispute management: disputes are copied in, matched to the sale and answered from the app.

It is evidence, not a guarantee; the bank decides every dispute.

How does it work, step by step?

  1. 1

    Send a payment link

    Create the sale and send a payment link by text or email through your own QuickBooks Payments, Square or Stripe account. The link creation and each send are logged.

  2. 2

    The customer reads and signs

    The link opens IntelliDrive’s signing page with the statement for that kind of sale and your full terms. The customer can add a tip, signs with a finger and ticks the box to accept the terms.

  3. 3

    The customer pays

    The pay button unlocks only after the signature and the acceptance. The customer then continues to your QuickBooks Payments, Square or Stripe checkout.

  4. 4

    The record is saved

    The signature, wording, time, IP address, device and any shared location are stored with the sale, and a PDF evidence packet is saved to the customer’s Photos & Docs.

  5. 5

    If a Square customer disputes

    IntelliDrive copies the dispute in, matches it to the sale, rebuilds the packet and emails your owners the deadline with the packet attached.

  6. 6

    Answer the dispute

    On the Disputes page, review the drafted rebuttal, edit it, upload the evidence to Square and submit it as a separate, final step.

What does the customer see before paying?

A payment link from IntelliDrive opens a signing page with your business name, the items and the total. Above the signature box is a short statement written for that kind of sale, and below it your full terms.

The customer signs with a finger or mouse and ticks the box to accept the terms. The pay button stays locked until both are done. The page asks the browser for the customer’s location; if they decline, they can still pay. Then they continue to your QuickBooks Payments, Square or Stripe checkout, and the money goes to your account with that processor.

Which statement does the customer sign?

IntelliDrive picks the wording from the kind of sale, because a statement that fits one moment is false at another. Each kind has its own packet title in the evidence file.

  • Completed job: the customer confirms the service was performed and accepted and authorizes the payment. The packet is titled Proof of Service.
  • Service-call deposit, taken before anyone is dispatched: the customer authorizes the dispatch and agrees to your Service Call & Cancellation Policy. The packet is titled Deposit Authorization.
  • Special-order part, ordered for the customer’s vehicle and paid before it arrives: the customer authorizes the order and agrees to your Special-Order Part Terms. The packet is titled Part Order Authorization.

Can I use my own terms?

Yes. IntelliDrive comes with default wording for the service acknowledgment, the cancellation policy, the special-order part terms and the completed-work terms. In Settings you can replace any of them with your own, and each company you run can have its own. Whatever the customer was shown is stored word for word with their signature, so the screen and the record always match.

What does IntelliDrive record?

Everything is kept with the sale and goes into the evidence packet:

  • The signature image.
  • The exact statement and terms the customer was shown, and the time they accepted them.
  • The IP address, device type and browser used to sign.
  • The location, when the customer’s browser shares it.
  • Photos of the work that your technician attached to the sale.
  • An access log: when the link was created, sent by text or email, opened on each device, when the terms were accepted, when it was signed and when it was paid, with the IP address and device of each step.

What is in the evidence packet?

The packet is a PDF laid out the way an issuing bank reads a dispute: a short factual summary, the legal name of the company that issued the sale, the customer’s contact details, the amount, date, card and processor reference, what was done or ordered and where, the itemized receipt, the access log, the wording the customer signed, the terms clause that applies with the full terms as an appendix, the signature and the photos.

It is saved to the customer’s Photos & Docs the moment they sign, so it is ready before anyone files a dispute.

How does Square dispute management work?

For businesses that take payments through Square, IntelliDrive copies every dispute into the Disputes page. Square notifies IntelliDrive when a dispute is filed, and IntelliDrive also checks Square every six hours in case a notice is missed.

Each dispute is matched to its sale by the Square payment or order number. If it cannot be matched, you can link the sale by hand. When a new dispute needs an answer, IntelliDrive builds the packet and emails your owners, or the address you choose, with the deadline and the packet attached. If less than 48 hours are left and nothing has been submitted, it sends one reminder.

On the Disputes page every dispute shows the time left to respond, the access log and the packet. IntelliDrive drafts a short rebuttal from the sale record; you can edit it, upload the evidence to Square, and then submit, which is final. You can also accept a dispute you do not want to fight.

What if I use QuickBooks Payments or Stripe?

The signing page, the record and the evidence packet work the same way with every processor. Copying disputes in and filing the response from IntelliDrive is available for Square only. With QuickBooks Payments or Stripe, download the packet from the customer’s Photos & Docs and upload it in your processor’s dispute process.

What doesn't it do?

  • It is evidence, not a guarantee. The bank and the card network decide every dispute.
  • Dispute syncing, deadline emails and filing from the app work with Square only.
  • It covers payments taken through payment links. IntelliDrive does not take in-person card payments, so a cash or check sale at the counter has no signing page.
  • Location is recorded only when the customer’s browser shares it.

Frequently asked questions

Does IntelliDrive guarantee I will win a chargeback?

No. The bank and the card network decide every dispute. IntelliDrive collects evidence before the customer pays, including the signature, the accepted terms, the IP address and device, photos and the location when it is shared, and builds the packet a bank asks for, so you can answer with more than a receipt.

Does the customer have to sign before paying?

Yes. On a payment link the pay button stays locked until the customer signs and ticks the box to accept your terms. Then they continue to your QuickBooks Payments, Square or Stripe checkout.

Is the customer’s location always recorded?

No. The signing page asks the customer’s browser for its location. If the customer allows it, the location is saved with the signature. If they decline, they can still pay and the record simply has no location.

Which payment processors does dispute management work with?

Square. Disputes on Square payments are copied into IntelliDrive, matched to the sale and answered from the Disputes page. With QuickBooks Payments or Stripe, the signing page and the evidence packet work the same way, and you upload the packet through your processor’s own dispute process.

How will I know a Square customer disputed a payment?

Square notifies IntelliDrive when a dispute is filed, and IntelliDrive also checks Square every six hours. When a new dispute needs a response, your owners get an email with the deadline and the evidence packet attached, and one reminder if less than 48 hours are left and nothing has been submitted.

Can I edit the response before it goes to Square?

Yes. IntelliDrive drafts a short, factual rebuttal from the sale record. You can edit it, upload the evidence to Square and then submit as a separate step. Square does not allow changes after submission, so nothing is submitted until you click Submit.

What does it cost?

Nothing extra. The signing page, the evidence packet and Square dispute management are part of every IntelliDrive account at $79 a month per business. Your payment processor’s own fees still apply.

Ready to send your first signed payment link?

30 days free. A card is required at signup and the first charge is on day 31. Cancel in Settings, Billing before then and you pay nothing.